| 模型 | 模型答案 | 正确答案 |
|---|---|---|
| 金声玉亮2.0 | D |
D |
| deepseekr1 | D. a bank cannot lend out all of its deposits **Explanation**: A fractional reserve banking system requires banks to retain a fraction of their deposits as reserves (to meet withdrawal demands) and allows them to lend out the remainder. This means banks cannot lend out 100% of deposits, making **D** correct. Options A, B, and C describe unrelated concepts (loan size limits, audits, and GDP reserves, respectively), which do not define fractional reserve banking. |
D |
| gpto1 | D | D |
| GPT-4o | D. a bank cannot lend out all of its deposits | D |
| llama3.1-70B-Instruct | D |
D |
| llama3.1-405B-Instruct | D |
D |
| DeepSeek-Coder-V2 | D. a bank cannot lend out all of its deposits | D |
| Qwen2-72B-Instruct | D. a bank cannot lend out all of its deposits | D |
| baichuan4 | D. a bank cannot lend out all of its deposits | D |
| doubao | D In a fractional reserve banking system, banks are only required to hold a fraction of their deposits as reserves and can lend out the remainder. So a bank cannot lend out all of its deposits. Option A is incorrect as there is no such specific rule. Option B is about the central bank's auditing right which is not the main meaning of a fractional reserve system. Option C is also not the correct description. |
D |
| minimax | D. a bank cannot lend out all of its deposits | D |
| kimi | D. a bank cannot lend out all of its deposits | D |
| wenxinyiyan | D | D |
| zhipu | D. a bank cannot lend out all of its deposits In a fractional reserve banking system, banks are required to keep a certain fraction of their deposits in reserve and can lend out the remainder. This means that they do not lend out all of their deposits, ensuring some level of liquidity and stability in the banking system. |
D |
| gpto1 | D | D |